Cosmo-Local Credit Visualizer: Five Pools, Commitments & Shared Liquidity

This remarkable visualization from Will Ruddick makes something normally invisible visible: what a genuinely different economic system can look like in practice. Following five community-governed Chama pools in Kenya across more than 4,600 transactions, Ruddick shows local commitments for food, labor, childcare, farming, and other goods and services circulating alongside national currency—without requiring either a single currency or centralized institution. The deeper Great Transition significance is profound: productive capacity and relationships within a community become sources of economic value, while autonomous local groups can connect through shared protocols without surrendering their independence. Rather than merely theorizing about post-extractive economics, the visualizer reveals an emerging Horizon 3 infrastructure already being prototyped within Horizon 2: federated, locally governed economies rooted in reciprocity, productive capacity, shared liquidity, and community trust. It offers a compelling glimpse of how bioregional and cosmo-local economies might someday enable communities to coordinate abundance without reducing all value to money.

I want to Learn and I have between 10 and 30 minutes

Source: Will Ruddick / Grassroots Economics

Functional Sector: Economics, Relationships, Governance

Date Added: 2026-09-11

	Category: Regenerative
	Format: Video
	Duration: between 10 and 30 minutes